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(714) 247-9841

Wholesale Mortgage
Lending Program Unlock faster closings, greater confidence, and tailored solutions with Cap-Rate Funding. Our wholesale mortgage lending program is built for top-performing brokers managing active scenarios. We work as your dedicated capital partner to help you close deals efficiently while focusing on strengthening client relationships.

Broker With Us

(714) 247-9841

How To Join
Cap-Rate Funding Capital

Apply Now!

(714) 247-9841
01

Apply Online

Complete our quick application to get started.

02

Speak with Our Team

Connect with our lending experts to discuss your goals and explore our programs.

03

Review Loan Programs

Gain insights into our wide product range, including DSCR, Fix & Flip, Ground Up Construction, Long-Term Rental, and more.

04

Package Deals

Let us handle the complexities while you focus on your clients. We package and process deals seamlessly.

05

Close Confidently

Rely on our streamlined processes to close deals quickly, with clear communication every step of the way.

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Notice:By providing your name and contact information you are expressly consenting to receive communications from Cap Rate Funding, Cap Rate Funding agents, or affiliated partners which may include phone calls (including to any wireless number that you provide) including automatic telephone dialing systems or by artificial/pre-recorded messages text message and/or emails for the purpose of marketing Mortgage products and services. By providing your information, you understand that your consent is not a condition of the purchase of any product or services, and carrier messaging and data rates may apply. You may revoke this consent at any time by calling us at (714) 247-9841 or by emailing us at chase@lowerrefinancerate.com to be placed on our do-not-call list.

By clicking Submit:I Consent to Receive SMS Notification, Alerts & Occasional Marketing Communication from Cap Rate Funding, Message frequency varies. Message & data rates may apply. Text HELP to (714) 247-9841 for assistance. You can reply STOP to unsubscribe at any time.

Lending Products at a Glance

Product
Purpose
Key Features
DSCR Loans
For real estate investors qualifying via rental income
No DTI requirement, LTV up to 80%, flexible terms
Fix & Flip Loans
Short-term renovation projects
Fast closings, up to 90% LTC, competitive interest rates
Bridge Loans
Interim financing between properties
Up to 85% LTV, quick approval, flexible repayment options
Ground-Up Construction
Financing for new construction projects
Up to 85% LTC, simplified draw schedules, competitive rates
Long-Term Rental Loans
For stabilized rental properties
Fixed rates, no seasoning required, low rates
Multi-Family Loans (2-4 Units)
Expand rental portfolios
Up to 80% LTV, tailored for smaller multi-family properties
Short-Term Rental Loans
Financing for Airbnb and vacation rentals
No income limits, flexible terms, competitive pricing
Investor Refinance Loans
Refinance existing properties
Cash-out up to 80% LTV, reduced rates, fast approvals

Why Brokers Choose
Cap-Rate Funding Capital

Competitive Pricing

Market-driven rates ensure you're always offering the best deals

Fast Turn Times

Close deals in as little as 7–14 days, depending on the product.

Simplified Processes

Easy draw schedules and streamlined workflows reduce stress and increase efficiency.

Expansive Reach

Lending available across a wide number of states and products.

Increased Commissions

Boost your closed loan volumes and earnings with our expertly tailored loan programs.

Where We Lend

States We Lend In

Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.

Apply Now!

(714) 247-9841

Meet The Leader

Fast. Flexible. Funded.

With direct access to a network of over 100 lenders, I deliver fast, flexible, and creative financing solutions tailored to meet complex real estate needs. As a mortgage broker specializing in Bridge Loans, DSCR (Debt Service Coverage Ratio) loans, and Hard Money financing, I work with investors, developers, and business owners to secure funding when timing and structure are critical.
‍
Whether you’re flipping a property, building a portfolio, or need short-term capital fast, I bring the market expertise, lender relationships, and deal-making agility to get it done — even when banks say no.

Fast closings. Minimal red tape. Maximum results.

Apply Now!

(714) 247-9841

Recently Funded deals

Deal Type Address Loan Amount
Hard Money 1425 S Beacon St, San Pedro Ca 90731 $433,000
Commercial 43-45 W. Main Street, Merced, Ca 95340 $200,000
DSCR 1570 S Irving St, Denver, Co 80219-4634 $200,000
DSCR 36 King St, Denver, Co 80219 $290,000
Hard Money 1378 Underwood Ave, San Francisco Ca 94124 $375,000