Bridge Loans

Designed for Real Estate Investors

We provide top-tier bridge loans, empowering real estate investors with quick access to funds for short-term projects. Our streamlined approval process ensures you can seize opportunities, renovate properties, or manage transitions with ease. Our bridge loans are tailored for flexibility, offering competitive rates and investor-focused terms to help you achieve your financial goals without the hassle.

Apply Now!

(714) 247-9841

UP TO

RATES FROM*

10%

80%

LTV

10-22

DAY CLOSE

12-24

I/O OPTION

$75k up to $5M

Apply Now!

Notice:By providing your name and contact information you are expressly consenting to receive communications from Cap Rate Funding, Cap Rate Funding agents, or affiliated partners which may include phone calls (including to any wireless number that you provide) including automatic telephone dialing systems or by artificial/pre-recorded messages text message and/or emails for the purpose of marketing Mortgage products and services. By providing your information, you understand that your consent is not a condition of the purchase of any product or services, and carrier messaging and data rates may apply. You may revoke this consent at any time by calling us at (714) 247-9841 or by emailing us at chase@lowerrefinancerate.com to be placed on our do-not-call list.

By clicking Submit:I Consent to Receive SMS Notification, Alerts & Occasional Marketing Communication from Cap Rate Funding, Message frequency varies. Message & data rates may apply. Text HELP to (714) 247-9841 for assistance. You can reply STOP to unsubscribe at any time.

Bridge Loans

Benefits

Why Choose Our Bridge Loans?

Apply Now!

(714) 247-9841

Our Bridge Loans offer a fast and flexible financing option designed to bridge the gap for real estate investors. Built around property potential rather than personal income, these loans provide quick access to capital for acquisitions, renovations, or portfolio expansion. Perfect for seasoned professionals, our bridge loans come with competitive rates and adaptable terms, making them an ideal choice for those needing hassle-free funding to seize opportunities or stabilize investments. With us, you can move forward with confidence and speed.

Flexible Options Built Around Your Needs

Are We a Good Fit?

Our bridge loans are designed to be straightforward and accessible for investors. To qualify, you’ll need:

Experience

No prior experience required.

Credit Score

Minimum of 600.

Liquidity/Reserves

20% down payment and 1–3 months of reserves.

Property Type

SFR, Condo, Townhome, 1–8 Units

Additional Requirements

Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option

Get Started

Apply Now

Begin your journey to homeownership today!

Apply Now!

(714) 247-9841

Bridge Loan Highlights

Key Details of Our Bridge Loan Product

Transparent and Investor-Focused Loan Terms

Product Type

Bridge

Experience Required:

N/A

Minimum Credit Score:

600

Liquidity:

20% Down

Reserves:

1-3mo. Reserves

Prepayment Penalty:

None

Closing Timeline:

10 to 22 Days

Draw Schedule:

N/A

Rate:

10%

Loan-to-Value LTV:

80%

Loan-to-Cost (LTC):

N/A

Loan Term:

12–24 Months Interest Only

Asset Types:

SFR, Condo, Townhome, 1–8 Units

Loan Amount Min:

$75k

Loan Amount Max:

$5M

Product Specifics:

Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option

Number of Units:

1 to 8 Units

Apply Now!

(714) 247-9841

What Sets Us Apart in Bridge Lending?

Effortless Experience: Lending should be simple. We ensure a seamless process so you can focus on your investment projects.
Dependability: Transparency and reliability are central to our mission. Trust us for clear communication and consistent delivery.
Fast Closings: Timing is everything in real estate. We close deals quickly—usually within 5–7 days—helping you capitalize on time-sensitive opportunities.
Industry Expertise: With in-depth knowledge of lending products, we craft solutions that align with your investment strategy.

Apply Now!

(714) 247-9841

Where We Lend

States We Lend In

Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.

Apply Now!

(714) 247-9841

Meet The Leader

Fast. Flexible. Funded.

With direct access to a network of over 100 lenders, I deliver fast, flexible, and creative financing solutions tailored to meet complex real estate needs. As a mortgage broker specializing in Bridge Loans, DSCR (Debt Service Coverage Ratio) loans, and Hard Money financing, I work with investors, developers, and business owners to secure funding when timing and structure are critical.
‍
Whether you’re flipping a property, building a portfolio, or need short-term capital fast, I bring the market expertise, lender relationships, and deal-making agility to get it done — even when banks say no.

Fast closings. Minimal red tape. Maximum results.

Apply Now!

(714) 247-9841

Deal Type	Address	Loan Amount
Hard Money	1425 S Beacon St, San Pedro Ca 90731	$433,000
Commercial	43-45 W. Main Street, Merced, Ca 95340	$200,000
DSCR	1570 S Irving St, Denver, Co 80219-4634	$200,000
DSCR	36 King St, Denver, Co 80219	$290,000
Hard Money	1378 Underwood Ave, San Francisco Ca 94124	$375,000