Reliable Financing for Real Estate Investors
Long Term Rental
Investor-focused financing for long-term rental properties is what we deliver. Our DSCR loans prioritize property cash flow, offering quick approvals and flexible terms to simplify portfolio growth or refinancing. With a hassle-free process, we empower you to build your rental investments with ease. Fill out the form below to get started today.
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UP TO
RATES FROM*
6.325%
80%
LTV
10-22
DAY CLOSE
30, 40yr
I/O OPTION
$75k up to $5M
Apply Now!
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By clicking Submit:I Consent to Receive SMS Notification, Alerts & Occasional Marketing Communication from Cap Rate Funding, Message frequency varies. Message & data rates may apply. Text HELP to (714) 247-9841 for assistance. You can reply STOP to unsubscribe at any time.
Long-Term Rental (LTR) loans are crafted specifically for real estate investors seeking to generate stable rental income. Designed for properties with long-term tenants, these loans provide competitive rates, flexible terms, and a simple approval process. Whether you’re expanding your rental portfolio or refinancing an existing property, our LTR loans ensure you have access to reliable capital to support your investment goals.
Tailored for Real Estate Investors
Are We a Good Fit?
Our Long-Term Rental loans, structured as DSCR products, are tailored for investors focused on generating consistent income from rental properties. To qualify, you’ll need:
Experience
1+ Completed Properties
Credit Score
Minimum of 620.
Liquidity/Reserves
20% down payment with 1–3 months of reserves.
Property Type
Single-family homes (SFR), condos, townhomes, or 2–4 unit residential properties.
Additional Requirements
Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option
Key Loan Terms for Real Estate Investors
Long-Term Rental Loan Highlights
Transparent and Investor-Focused Loan Terms
Where We Lend
States We Lend In
Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.
Meet The Leader
Fast. Flexible. Funded.
With direct access to a network of over 100 lenders, I deliver fast, flexible, and creative financing solutions tailored to meet complex real estate needs. As a mortgage broker specializing in Bridge Loans, DSCR (Debt Service Coverage Ratio) loans, and Hard Money financing, I work with investors, developers, and business owners to secure funding when timing and structure are critical.
Whether you’re flipping a property, building a portfolio, or need short-term capital fast, I bring the market expertise, lender relationships, and deal-making agility to get it done — even when banks say no.
Fast closings. Minimal red tape. Maximum results.