Hard Money Loans
Hard Money
Get fast, flexible financing for your next fix-and-flip project. With competitive terms and quick approvals, we make it easier to capitalize on time-sensitive opportunities and maximize your profits. Complete the form below to get started.
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UP TO
RATES FROM*
9.99%
70%
LTV
7-22
DAY CLOSE
12-24
I/O OPTION
$200k up to $5M
Apply Now!
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By clicking Submit:I Consent to Receive SMS Notification, Alerts & Occasional Marketing Communication from Cap Rate Funding, Message frequency varies. Message & data rates may apply. Text HELP to (714) 247-9841 for assistance. You can reply STOP to unsubscribe at any time.
Qualify Easly!
Are We a Good Fit?
Our Hard Money loans are crafted to provide fast, flexible capital for experienced investors tackling short-term acquisitions, renovations, or bridge financing.
Experience
At least 1+ completed properties.
Credit Score
Minimum of 580
Liquidity/Reserves
30% down payment with 1–3 months of reserves.
Property Type
SFR, Condo, Townhome, 1–15 Units
Loan-to-Cost (LTC)
Financing available for up to 100% of rehab costs.
Key Loan Terms for Real Estate Investors
Hard Money Loan Highlights
Transparent and Investor-Focused Loan Terms
Where We Lend
States We Lend In
Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.
Meet The Leader
Fast. Flexible. Funded.
With direct access to a network of over 100 lenders, I deliver fast, flexible, and creative financing solutions tailored to meet complex real estate needs. As a mortgage broker specializing in Bridge Loans, DSCR (Debt Service Coverage Ratio) loans, and Hard Money financing, I work with investors, developers, and business owners to secure funding when timing and structure are critical.
Whether you’re flipping a property, building a portfolio, or need short-term capital fast, I bring the market expertise, lender relationships, and deal-making agility to get it done — even when banks say no.
Fast closings. Minimal red tape. Maximum results.