Let’s Fund Your Next Ground Up Project!

Ground-Up Construction

Kickstart your next build with flexible construction financing. Our lending experts are ready to help you turn your vision into reality. Fill out the form below to get started.

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UP TO
RATES FROM*
9.99%
80%
LTV
7-22
DAY CLOSE
12-24
I/O OPTION
$400k up to $20M

Apply Now!

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Ground-Up Construction

Benefits

Why Choose Our Ground-Up Construction Loans?

Our Ground-Up Construction loans are designed for investors who need reliable, flexible funding to launch their next project. With competitive terms and up to 100% of construction costs covered, our financing solutions make it easier to start building with confidence. Whether your goal is to build properties for sale or for long-term income, our simplified approval process ensures you can focus on what matters most—delivering your vision.

Simple Qualifications

Are We a Good Fit?

Our Fix and Flip loans are crafted to provide flexible, reliable financing for investors focused on short-term renovations and resales. To qualify, you’ll need:

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Experience

2+ Completed Properties

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Credit Score

Minimum of 700

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Liquidity/Reserves

25% down payment with 1–3 months of reserves

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Property Type

SFR, Condo, Townhome, 1–15 Units

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Loan-to-Cost (LTC)

Financing available for up to 75% of project costs.

Get Started

Apply Now

Begin your journey to homeownership today!

Key Loan Terms for Real Estate Investors

Ground-Up Loan Highlights

Transparent and Investor-Focused Loan Terms

Product Type
Ground-Up Construction
Experience Required:
2+ Completed Properties
Minimum Credit Score:
700
Liquidity:
25% Down
Reserves:
1-3mo. Reserves
Prepayment Penalty:
Optional
Closing Timeline:
7 to 22 Days
Draw Schedule:
24–48 Hours
Rate:
9.99%
Loan-to-Value LTV:
80%
Loan-to-Cost (LTC):
Up to 75%
Loan Term:
12–24 Months Interest Only
Asset Types:
SFR, Condo, Townhome, 1–15 Units
Loan Amount Min:
$400k
Loan Amount Max:
$20M
Product Specifics:
Non-Owner-Occupied, Up To 100% Construction Costs
Number of Units:
1 to 15 Units

Where We Lend

States We Lend In

Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.

Meet The Leader

Fast. Flexible. Funded.

With direct access to a network of over 100 lenders, I deliver fast, flexible, and creative financing solutions tailored to meet complex real estate needs. As a mortgage broker specializing in Bridge Loans, DSCR (Debt Service Coverage Ratio) loans, and Hard Money financing, I work with investors, developers, and business owners to secure funding when timing and structure are critical.

Whether you’re flipping a property, building a portfolio, or need short-term capital fast, I bring the market expertise, lender relationships, and deal-making agility to get it done — even when banks say no.

Fast closings. Minimal red tape. Maximum results.

Deal Type Address Loan Amount
Hard Money 1425 S Beacon St, San Pedro Ca 90731 $433,000
Commercial 43-45 W. Main Street, Merced, Ca 95340 $200,000
DSCR 1570 S Irving St, Denver, Co 80219-4634 $200,000
DSCR 36 King St, Denver, Co 80219 $290,000
Hard Money 1378 Underwood Ave, San Francisco Ca 94124 $375,000